Heat Pumps vs Air Conditioners: What’s Best for UK Homes in 2025?

Heat Pumps vs Air Conditioners: What’s Best for UK Homes in 2025?

UK summers are getting hotter, energy bills are climbing faster than ivy on an old cottage, and we’re all looking for ways to keep our cool without draining our bank accounts.

You’ve probably heard about heat pumps and air conditioners - but which one deserves your hard-earned cash in 2025?

Here's the scoop: one’s a summertime specialist, turning up only when temperatures soar, while the other’s a reliable, year-round multitasker.

💨 Ready to make your home more energy-efficient and cut down on your heating bills? Get a heat pump quote today from our trusted partners at Heat Geek here.

Key Takeaways:

Understanding the Basics: Heat Pump vs Air Conditioner

Air conditioners work like your fair-weather friend, great during a heatwave but nowhere to be found when winter arrives. They cool indoor spaces by drawing out heat and releasing it outside using refrigerants.

Yes, some AC units can heat, but that's a bit like asking a toaster to cook your dinner - it might manage, but it’s clearly not built for the task.

Heat pumps, however, are the Swiss Army knives of home climate control. They cleverly transfer heat from one place to another, cooling your home in the summer and warming it during the cold winter months - even when temperatures dip below freezing.

The most common type in the UK is the air source heat pump (ASHP), while ground source heat pumps provide top-tier efficiency if you have enough outdoor space.

Heat Pumps vs Air Conditioners - A Quick Reference Guide for UK Homeowners:

Feature

Heat Pumps

Air Conditioners

Heating Capability

Yes

Limited (not ideal for winter)

Cooling Capability

Yes

Yes

Energy Efficiency

High

Moderate

Upfront Cost

£6,000 - £30,000

£300 - £8,000

Long-Term Running Costs

Low

Moderate to High

Environmental Impact

Very Low

Moderate (high refrigerant use)

Government Grants

Yes

No

Maintenance Costs

Moderate

Low to Moderate

Ideal Application

Whole house heating & cooling

Small rooms or seasonal use

Compatibility with Radiators

Yes

No

Warranty Length

Typically 5-7 years

Typically 2-5 years

Efficiency: Which System Saves More?

When talking efficiency, heat pumps consistently outperform air conditioners. Heat pump efficiency is measured using the Seasonal Coefficient of Performance (SCOP).

Top-tier models, like the Ideal Logic Air, boast SCOP values around 3.96. In practical terms, that's nearly 4 kWh of heat generated per 1 kWh of electricity consumed.

Air conditioners use the Seasonal Energy Efficiency Ratio (SEER), typically achieving scores between 6 and 8. While this is decent for cooling, heating efficiency drops significantly, especially during the depths of UK winters.

In the UK’s characteristically mild and damp climate, heat pumps clearly win the efficiency battle, providing reliable comfort all year round.

Can a Heat Pump Completely Replace Your Boiler?

Yes, and impressively so.

Heat pumps, particularly air-to-water models, integrate smoothly into existing radiator and underfloor heating systems.

They provide around 300% efficiency compared to traditional gas boilers, which typically achieve only 88-94% efficiency (Energy Saving Trust, 2024).

However, to get the best out of your heat pump, good insulation is essential. You might also need larger radiators or underfloor heating, as heat pumps run at lower temperatures compared to boilers.

Older properties may require insulation upgrades, leading to additional upfront costs. Hybrid systems, combining heat pumps with boilers, offer a practical solution for homes needing extra insulation work.

On the other hand, air conditioners aren't suitable replacements for boilers - they simply don't have the capability or efficiency to handle full-home heating demands.

“If you’re looking for a year-round solution, heat pumps are unbeatable. The grants make them a no-brainer financially too.” – Patrick Garner, Heatable Installation Manager

Crunching the Numbers: Upfront Costs

Heat pumps come with higher initial price tags - typically around £14,000, with prices ranging between £6,000 and £30,000, depending on your home size and the complexity of installation. Ground source heat pumps start even higher, around £20,000.

Air conditioners provide a lower upfront cost alternative. Single-room split systems typically range from £1,500-£3,000.

Multi-room installations can range from £4,000-£8,000, while portable units start around £300 but offer less efficiency.

However, the Boiler Upgrade Scheme significantly lowers the entry cost for heat pumps by offering up to £7,500 off installations in England and Wales, making them more affordable than they initially appear.

Running Costs and Maintenance

Ongoing running costs depend heavily on electricity rates, capped by Ofgem at about 27.03p/kWh for the current price cap period(Ofgem, 2025).

Thanks to their high SCOP ratings, heat pumps typically cost around 9p per kWh of heat, significantly cheaper than electric heaters and competitive with gas boilers (7-8p/kWh).

Air conditioners, meanwhile, can cost between 24p and £1.23 per hour, varying greatly by size and efficiency. When used for heating in winter, AC costs skyrocket due to reduced efficiency.

Maintenance-wise, heat pumps require annual servicing (£100-£200) to maintain efficiency, whereas air conditioners primarily need regular filter cleaning (£50-£150).

Heat pumps generally face fewer maintenance issues and often come with longer warranties - up to 7 years for premium brands like Worcester Bosch.

Environmental Impact: Which is Greener?

Heat pumps win hands down in environmental credentials.

They reduce carbon emissions by up to 80% compared to gas boilers, meaning a typical three-bedroom home can cut annual CO2 emissions by between 1,400 to 2,900 kg (Energy Saving Trust, 2024).

Conversely, air conditioners, despite efficient cooling, typically utilise refrigerants with high global warming potential, negatively impacting their overall environmental footprint, especially when heavily used for heating (Energy Saving Trust, 2024).

Getting a Grant: How It Works

The Boiler Upgrade Scheme offers homeowners in England and Wales a generous £7,500 towards installing heat pumps, provided they use an MCS-certified installer and replace fossil fuel-based systems.

The grant doesn't require additional insulation upgrades, making it accessible to many households.

Similar incentives are available in Scotland and Northern Ireland, though air conditioners don't qualify for any such grants.

When is Air Conditioning Your Best Bet?

Air conditioning is preferable in specific circumstances:

  • You have limited space, such as flats or small rooms.

  • Cooling is your main concern.

  • Your budget demands lower upfront costs.

  • Your existing heating system is already effective.

  • Portable AC units are ideal for renters or temporary solutions, while split systems complement homes with reliable heating already installed.

Final Verdict: Choosing Your Ideal System

For most UK households, heat pumps offer clear advantages - excellent heating and cooling capability, reduced environmental impact, and attractive long-term cost savings, particularly with grants offsetting initial investment.

Air conditioners can still be a sensible choice for targeted cooling needs, smaller budgets, or quick installations, but they simply can't compete with the versatility and overall efficiency of heat pumps.

Next Steps For Your Heat Pump Journey:

When planning to install a heat pump for your home, there are several important factors to consider. Make sure to refer to the following guides to help you make informed decisions:

To dive deeper into these topics, head over to our advice section or check out our YouTube channel to learn more.

Get A Quote From Us Today 

Without boasting, get your new heat pump quote and buy from us, here’s why: 

  • Gas Safe installation within 24 hours.

  • Thousands of satisfied customers with an average score of 4.9 on Trustpilot, surpassing the market leader.

  • Which? Trusted Trader: Heatable is proudly recognised as a Which? Trusted Trader.

  • Flexible payment options, including interest-free finance.

  • Up to 12-year guarantee on selected heat pumps.

  • Fixed price guarantee: No hidden costs.

  • Save your quote and decide later.

  • Get an instant fixed price on a heat pump, here.

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